Participants will understand the value of creating a budget, and learn strategies to build a simple budget and pay off debt. They will also learn some core habits to practice and maintain financial health.

Making Budgets Work

Participants will identify personal obstacles to budgeting and create and apply a structure to track and analyze spending. They will also list short, medium, and long-term goals and discuss the importance of debt reduction and building emergency savings. Ultimately, participants will learn to apply strategies to manage day-to-day spending.